Natalie Elphicke

Natalie Elphicke Ross OBE

Director, The Housing & Finance Institute

Natalie Elphicke Ross OBE

Natalie Elphicke Ross is a national expert in housing and housing policy. She is a Director and Head of Housing Delivery at the Housing & Finance Institute. Natalie has advised national and local governments over many years. She successfully led the development of the new Defence Housing Strategy for the Ministry of Defence in 2025 to improve the condition of Defence family housing and accelerate housebuilding on Defence owned land. She is currently leading further reviews for HM Government on other Defence accommodation provision in the UK and Overseas.

In a wide-ranging career, Natalie has also been a leading City law firm partner, a Member of Parliament and has longstanding executive and non-executive boardroom experience in the public, private and third sectors